Every profession has its own advantages and disadvantages. However, some professions come with more risk of injury than others. It is important that workers understand these risks and how they can protect their rights in the case of being injured while on the job. Construction is one of these riskier types of employment as one worker is finding out after being hurt on a job site recently in Charlotte, North Carolina.
Life-Threatening Injuries Sustained
The incident happened one evening when the construction worker was working on the fifth floor of a building at a local construction site. Apparently, the construction worker fell approximately eight feet, causing life-threatening injuries. Reports are unclear as to exactly what type of injuries the worker had sustained.
Firefighters to the Rescue
Firefighters hit the scene of the accident as soon as they heard about the incident. News helicopters were overhead as responders placed the construction worker on a stretcher in order to lower him to safety and transport him immediately to the hospital for treatment. The rescue took a little less than an hour to complete, according to the firefighters.
Is This Covered By Workers’ Compensation?
If the injured worker is lucky enough to survive his life-threatening injuries, he will undoubtedly be out of work for a lengthy period of time. This can become problematic since he will likely not be able to earn any money to sustain himself and his family during this time. However, it is possible he can file a workers’ compensation claim in order to obtain relief. It may be necessary to obtain assistance from a workers comp attorney charlotte nc.
Reasons Workers’ Compensation Claims Can Be Denied
Workers’ compensation insurance will cover most injuries related to employment. However, there are some circumstances in which workers’ compensation coverage can be denied. For instance, if the worker was under the influence of illegal drugs or alcohol his claim may be denied. Also, self-inflicted injuries, including injuries caused by an individual who starts a fight, can also result in denied coverage. If the worker’s conduct violated company policy or if the injury was suffered while the employee was committing a crime, then it can be a basis for denial of benefits. Of course, injuries sustained while the worker was not on the job can also be denied coverage.
Long-Term Issues and Illnesses
In some cases a workplace injury is not caused by a specific incident or accident while at the job site. However, one does not need to experience an accident, such as falling from a building, to receive coverage from workers’ compensation insurance. Many workers obtain benefits for injuries caused by misuse or overuse occurring over an extended period of time. This may include chronic back problems or repetitive stress injuries. Workers’ compensation may also cover diseases and illnesses that gradually result from workplace conditions, such as lung disease, heart conditions and digestive issues related to stress.
Legal Action May Be Necessary
There are instances when an employer will decide to challenge an injured worker’s claim for workers’ compensation benefits. If this happens it will be necessary to take necessary legal action in order to obtain relief. However, it is important to understand all of the nuances of navigating through the legal system as well as all of the relevant workers’ compensation laws.