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A Bank Levy and a Wage Garnishment – Are They Not the Same?

A Bank Levy and a Wage Garnishment – Are They Not the Same?

The quick forward answer for this question is NO. No, a Bank Levy and a Wage Garnishment are not the same thing. However, they do have similar qualities and they can but hurt you if the IRS throws one of these on you. Now let’s fine some facts and information about the two so that they can be distinguished and told apart.

For the common man, dabbling into the world of taxes can be a most complex matter. The terminology alone can leave one boggled and tongue tied. That is why the good people at Instant Tax Solutions are not only there to help, but they have made the information for people easy to understand.

The team levy comes from the Anglo-French word “Levee” meaning, “act of raising or collecting”. It was a term that has always been used for the purpose of taxes. So when the IRS uses it, it means basically that they are trying to collect your money. And the definition directly from is. “A levy is a legal seizure of your property to satisfy a tax dept.”

Now going back to the slight confusing part, there are two types of levies that the IRS uses. The first one is a Bank Levy.

The Second one is a Wage Garnishment.

(Explain what a levy is and talk about the differences between IRS and Bank Levy)

Both should be avoided as greatly as possible. Neither one is good to have put upon you by the IRS. However, the IRS usually grants levies to people not only because they own a heavy amount of money but also because of poor communication that an individual person has with the IRS. It is never good for individual to face the IRS alone.

For example, if you were to talk to the IRS on your own without the knowledge of what to say, what to ask, and how to deal with the whole situation. You might be getting yourself into more trouble than you need. That is why it is always recommended to have a professorial on your side. Have a representative work and fight for you. Not only will it help you save money in the long run, it also helps you look more organized and professorial in front of the IRS.It appears that your web host has disabled all functions for handling remote pages and as a result the BackLinks software will not function on your web page. Please contact your web host for more information.…

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Is That Text Worth a Life?

Is That Text Worth a Life?

Is there anyone that does not own a cell phone these days? Cell phones are quite harmless and even fun when people use them responsibly. The biggest problem we use to deal with was someone being obnoxiously loud on their phone in public. Texting is quickly becoming the most popular thing among teens. A lot of them don’t even understand that texting while driving kills people.

Everyday someone tries to text and drive at the same time and they end up dead or they end up killing someone else. The only smart thing for someone to do would be to wait until they were out of the car or just simply pull the car over before they started to text. That is unfortunately not what most people do. A study has been done that proves that texting while driving is even more deadly than driving while intoxicated. That is not something to take lightly. Many people believe that teens are the problem when it comes to texting and driving. That may very well be but they are not the only guilty ones. Adults are just as guilty as the teens are. There are business people that text while driving because they do not feel like they can wait until they get to the office to set that important meeting or schedule their appointments.

Why not wait 15 minutes until you get to the office parking lot before you start texting it may just save a life. It is so scary for parents when their teenagers finally get a driving license and start hitting the streets. It is normal to be worried. Especially when your teen has a cell phone. You need to talk with your teenager and warn them of the dangers that come with texting and driving. Tell them about the fact that it could kill them or someone else. We can talk to our teens and hope they listen but that is really all we can do.

We could take the phone away but that is not a good idea since we want our teens to be able to reach someone if there is trouble. So how can we be sure that they do not text or use their phones while driving? The answer to that is we can’t. We can only warn them of the dangers and pray that they hear us. Some states have made it a law that using a cell phone while driving is illegal. I believe this is a wonderful law and I hope that all states follow suit. It may not stop everyone from doing it but it just might help cut down the percentage of fatalities due to driving while texting.

There have been studies done that show that about twenty percent of drivers text while in the driver’s seat. This number should be much lower. Nothing could be that important to risk a life. If you have to text right away then pull over to the shoulder of the road. You will be saving a life if you do.…

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IRS Tax Advice – Get The Right Help

IRS Tax Advice – Get The Right Help

It is imperative that one ask for IRS tax advice from a trained professional as there are times when you really need help to bring down those tax bills that have been charged to you at big amounts. When you lend money to members of your family you have to be careful. Documents must be complete so that the IRS would know that the money you lent wasn’t intended for a gift. As such, all needed information required need to be presented like the interest rate applied to the loan and the schedule of payment that you and your family member have agreed on. IRS tax advice would tell you that a note from the one who borrowed the money must be submitted too. It should contain pertinent income documents including his expenditures to prove that he has the capacity to pay the money he owes you. This advice would also inform you that without these requirements, the IRS would think that the money that was lent was given as a gift therefore making all gift tax rules applicable wherein you, as the lender usually is responsible for paying the taxes.

So now knowing the conditions stated above, before closing all lending transactions, you must make sure that each piece of advice has been looked into and that the information learned from the IRS tax advice has been thoroughly understood by all those concerned. If the conditions and requirements stated by the advice have not been followed through, you might need to face big difficulties when the time comes to file your taxes.

Also in addition to those stated above, another piece of information that would be one to take into consideration is that family relations have been detroyed more than once before due to loans that were not settled or clearly planned out and scheduled. Complex rules of the IRS and all other tax exceptions add to the confusion that taxpayers have to face. Some good advice is the best solution to be able to relieve one from these stressful and time consuming issues. When you have an experienced Certified Public Accountant or a legally recognized tax professional with a good background to handle your tax affairs, creating structures for family loans will be organized and well thought of therefore saving you the hassle you would have got when you didn’t have one.…

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Fighting Speeding Tickets – Knowing What to Do and Not to Do

Fighting Speeding Tickets – Knowing What to Do and Not to Do

You get pulled over for speeding. Your first reaction is to get out and give the officer a piece of your mind. Doesn’t he know you can’t afford this? Stop right there. If you want a successful speeding ticket defense you need to back up and start over or you might as well start writing the check for the fine.

Tickets are not exactly what you’ve always heard. Your best defense is a good offense. Start by remembering that it is nothing personal. Unless you owe the officer money he isn’t taking it out on you. So remain calm. You just have to remember that you do not admit anything. Don’t get it confused: you aren’t denying it, either. But for your sake right now, go with the flow.

They will probably ask you something along the lines of “do you know why you are being stopped”, or “do you know how fast you were going?” Again, the answer is “no, I don’t.” Let him tell you. If you say something like, “I’m not really sure” or I was only going…”, etc. you are asking to be proven guilty. Just let them write the ticket and sign it. Another misconception is if you sign the ticket you are admitting guilt. That is simply not true. The only thing you are admitting is that you are getting a ticket.

Here is something you can do: while he is writing, take note of the conditions, road, time, etc. Anything that you can remember that will distinguish you at that moment needs to be noted. Don’t write it down while the officer is there, wait until you both leave. If they see you taking notes the officer will know you are going to be a problem in court and he will make it a point to be there with his act together. You won’t stand a chance then. When you get the citation, drive off and go somewhere and write. The more information you collect the better prepared you’ll be in court.

Most citations are thrown out if you are prepared and the officer doesn’t show. A good speeding ticket defense starts with staying clam and to start getting ready to present your case in court.…

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Winning Your Divorce – Men Only

Winning Your Divorce – Men Only

Hey, guys, have you ever thought about why men who go through a divorce generally lose their case? That is, they generally lose the right to live in the home where they once lived with their family, they lose the right to the custodial care of their children, they lose the right to decide how their earnings will be spent, and they somewhat lose a part of who they once where before the devastation of the divorce.

Statistics suggest that men lose their divorce cases because they do not have adequate representation in the court room, and they do not have access to the insider secrets and strategies to win their divorce. They simply do not know how to play the divorce game. They generally do not know the strategies to counter the dirty little tricks of the trade that divorce lawyers employ to win a victory for the wives. In the court room, everyone knows that women have an unfair advantage and that the uninformed man does not stand a chance of winning a divorce or child support or alimony case.

However, guys, your divorce does not have to be another statistic. You can fight back and even win your divorce. There are some tactics and strategies designed just for men who find themselves in a battle for their future life and financial stability. You do not have to lose your shirt, your self-esteem, home, car, or children. You can save just about everything that a divorce generally takes away from you. You can talk away from your ex feeling no pain or like you have lost your life.

The strategies and insider secrets to winning a divorce that was once only known by lawyers, and particularly, by your wife’s lawyer is now revealed. These insider secrets and tips to winning your divorce were revealed by an attorney who got tired of screwing over men who were ignorant of the divorce process.

A good education into the divorce process begins with Jim Williams’ book, “Insider Secrets and Strategies That Men Must Know to Win Their Divorce!”…

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Appeal a Speeding Fine – How Not to Do It

Appeal a Speeding Fine – How Not to Do It

Receiving a Notice of Intended Prosecution (NIP) in the post can come as a shock, especially if you had no idea that you had been caught speeding. It could be the case that the speeding ticket was issued in error; perhaps you were not driving at the time or the police used the wrong registration details. If this is the case it is worth considering an appeal against the fine. Although the majority of speeding fine appeals are successful, there are several pitfalls to watch out for which could make the difference between winning the appeal against a speeding fine and losing it.

Any speeding fine appeals must be made within 28 days of the date on the speeding ticket. If you try and appeal after this date, it is likely that your appeal will be denied outright and you will have to pay the fine. Claiming ignorance is also not likely to help your case; as a driver it is your responsibility to know the speed limits of the roads on which you are travelling. If you think that the speed limit was not clearly signposted, that is another matter and in this case you will need evidence which proves your point.

Perhaps the most complex point to argue in a speeding ticket appeal is that of who was driving at the time the speeding fine was issued. With speed cameras there is photographic evidence but this is usually quite unhelpful when trying to identify a driver. Pretending not to know who the driver was at the time the fine was issued is not a good idea as you could end up with a £1,000 fine and up to six penalty points on your licence. Ultimately, the best way to appeal a speeding ticket is to do so truthfully; give all the information as accurately as possible and, if you have been issued a speeding fine unfairly, you could stand a good chance of winning the appeal.…

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Fighting the Charges of a Speeding Ticket

Fighting the Charges of a Speeding Ticket

A speeding ticket is given to a motorist who has gone above or below the speed limit posted for a particular zone. There are many different innovations that keep track of the speed at which vehicles move on the road, and these can be the evidence that the authorities will use to bring the case to court. Although it is usually futile to try and get out of the charges, there are some ways that can help to reduce the charges or have them tossed out.

Advice

Many lawyers will say that in order to have a better chance of not being issued a speeding ticket one should be cordial to the officer or officers at the scene. It does not help to be rude or insulting when explaining one’s reason why there was an escalation or reduction of speed. First time offenders have a small chance of not being issued one if they are sober and earnestly state that they have good reason to be going too fast or too slow. Some reasons are acceptable, such as emergency cases, which will be immediately clear to the officer when the situation is explained. Another possibility is the lack of signs in the vicinity where the incident may have occurred. Even as one is charged with too much or too little speed, one can still have hope regarding having the officer speak well of the person during the hearing. A good way to improve one’s chances is to follow up the situation directly with the officer in charge and to continue to be courteous and friendly with him or her. One does not necessarily need to convince the officer to drop the charges, but it is important to point out to that the individual involved in the incident is a good person and that he or she has no intention of doing it again. If the speeding ticket hearing pushes through, complying with the court date is important, as it will show the sincerity of the person. Not appearing will only aggravate things and make the offense seem even bigger.

It is important to avoid going above or below the speed limits set by the state for each road and street. Traffic infractions such as these can be put down on one’s record and, for some states, will reflect in the in the point system that may be in place for each state. Some point systems accumulate the points and will eventually suspend the license of the driver. Other motorists prefer to keep their record clean with regards to traffic infractions because insurance rates will be increased by their company if they have had many brushes with the law. This is very damaging to the finances and can actually be a big motivation for drivers.…